Long-term IDR: 'B-'; Outlook revised to 'Stable' from 'Negative'
Short-term IDR: affirmed at 'B'
Individual rating: affirmed at 'D / E'
Support rating: affirmed at '5'
Support Rating Floor: affirmed at 'No Floor'
Last review: 22 July, 2011
Rating reports: 2006, 2007, 2008, 2009, 2010, 2011
Contacts:
Lozmann Anna, Ignatieva Olga, Moscow, Tel.: +7.495.956.9901
Svetlana Petrischeva, London, Tel.: +44.207.682.7131
Moody's Investors Service (International Rating Agency):
Bank Deposits Foreign Currency: 'B3/NP'
Bank Deposits Domestic Currency: 'B2/NP'
NSR Bank Deposits Domestic Currency: 'A1.ua/--'
Bank Financial Strength: 'E+'
Senior Unsecured Foreign Currency: 'B2'
Senior Unsecured Domestic Currency: 'B2'
NSR Senior Unsecured Domestic Currency: 'A1.ua'
Other Short Term Domestic Currency: 'NP'
Outlook: revised to 'Stable' from 'Negative'
Last review: 26 October, 2010
Rating reports: 2006, 2007, 2008, 2009, 2010
Contacts:
Yaroslav Sovgyra, Moscow, Tel.: +7.495.228.6060
Yves Lemay, London, Tel.: +44.20.7772.5454
Credit Rating (Ukrainian Rating Agency):
Debtor's credit rating: "uaA+";
Outlook: revised to 'Stable' from 'Negative'
Last review: 30 September, 2010
Contacts:
Sergey Rozumyak, Denis Rudenko, Kiev, Tel.: +38.044.490.2550



