Retail Business & Corporate

Retail Business

  • Pivdennyi has experienced significant growth in its retail loans and deposits in recent years
  • 17th largest bank in Ukraine* in terms of retail deposits as per NBU classification
    – Over 20% of regional market of retail deposits
    – Over 150,000 individuals
    – Top 10 retail deposits constituted 7.0% of the Bank's retail deposit base, i.e. 3.1% of the total deposit base*
  • The types of retail loan offered by the bank comprise mortgage, consumer and credit card loans
  • As at 30.06.2007, the Bank had a network of 141 ATMs and 906 point-of-sale terminals
  • 3rd place in Ukraine for average payment cards' balances
  • The Bank has been successfully targeting its services at seamen (60.0% of market), a large customer segment in Southern Ukraine which typically keep large balances on their current account


Retail Banking: Individuals
Composition of Retail Loan Portfolio


Corporate Business
  • Corporate Business (Large Corporate and SMEs*) is the Bank's primary business segment
    – Lending, deposit taking, opening and maintaining current accounts, trade finance and cash settlement transactions, factoring and leasing
  • Clientele of more than 18,000 corporate and SME clients
    – 97.0% of these entities were SMEs (30.06.2007)



Corporate Loan Portfolio
Loans and Deposits of Corporate Business
Corporate Deposit Portfolio





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