Loan Portfolio

  • Pivdennyi's lending policy focuses on cash-rich industries, with 59.4% of its loan portfolio directed to Trade & Commerce
  • The retail loan portfolio was 11.8%
  • CAGR 2003-2006 of 36.7%
  • Wide breakdown of industries exposure with further decrease in concentration expected
  • As of 30.09.2007, 90% of all loans were collaterized


Loan book Structure
Maturity Profile
Trade & Commerce Breakdown





  Purchase Sale NBU
EUR 10 12.5 6.89
RUB 0.21 0.3 0.2
USD 8 9 5.5
  Other rates »
GOLD 1.56 3.26 409.75

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