Loan Portfolio

  • Pivdennyi's lending policy focuses on cash-rich industries, with 59.4% of its loan portfolio directed to Trade & Commerce
  • The retail loan portfolio was 11.8%
  • CAGR 2003-2006 of 36.7%
  • Wide breakdown of industries exposure with further decrease in concentration expected
  • As of 30.09.2007, 90% of all loans were collaterized


Loan book Structure
Maturity Profile
Trade & Commerce Breakdown





  Purchase Sale NBU
EUR 9.85 10.1 11.69
RUB 0.25 0.26 0.27
USD 7.88 7.93 7.98
  Other rates »
GOLD 1.8 4.09 893.83

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