Focus on SME business

  • Pivdennyi is a corporate bank with a strong focus on SMEs that account for 64.5% of the bank's loan portfolio as at 30.09.07
  • The Bank is relying on the strategy of maintaining long-term relationship with its customers
  • SME loans structure is dominated by Credit Lines (23.46% of SME loans), which are extended and increased in accordance with customers' needs
  • The main focus is on collaterized loans with 90.0% of SME loans being secured


SME Loan Portfolio (Industry Breakdown)
Regional Structure of SME Loans
SME Credit Products





  Purchase Sale NBU
EUR 10 12.5 6.89
RUB 0.21 0.3 0.2
USD 8 9 5.5
  Other rates »
GOLD 1.56 3.26 409.75

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